Blackjack entices and excites millions of people all over the world as a staple at most casinos. It has also made a smooth transition into the world of blackjack online casinos, where playing blackjack online for real money becomes more popular by the day. Our guide to online blackjack will have you covered in every possible way.

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Walk into any casino and you’re likely to see a very busy blackjack section. That can be intimidating if you don’t know the rules, the protocol, or even the etiquette of how to play blackjack at a casino, let alone playing blackjack online.

The good news is that it’s not that hard to learn how to play blackjack online, which people sometimes call “21” due to rules of blackjack. Once you learn how to play blackjack online, you’re going to find out that it’s a game that actually provides solid payback to those who play it with the right strategy.

On top of that, playing blackjack online is something you can do from the comfort of your own home. Just settle in with your connected device and play blackjack for real money online.

In our guide to online blackjack, we have sections that will talk about the history of the blackjack and how to play with proper strategy. We’ll also be looking into how you can play blackjack games online for free and for real money. Click on one of the buttons below to get started learning about online blackjack.

The Origins of Blackjack

As is the case with many types of online casino games, there’s no clear path that shows how blackjack began then traveled through the ages. Yet there are some examples in history of games that certainly had an influence on the various types of online blackjack as we know it today.

Depending on your source, you might find Italy, Spain, and France all listed as possible sites where modern blackjack originated. In the case of the Italians, they featured a game where the goal was to reach a value of 31 without going over, which is similar to blackjack. There are references to this game that are over 500 years old.

All of these games had similarities to what we now know as online blackjack, but there were many differences as well. It wasn’t until the 20th century, when casinos took hold in America, did the modern rules of blackjack develop.

As for the name blackjack, well, that came from the early 20th century practice of casinos offering 10 to 1 odds for any hand where 21 was reached with a jack and the ace of spades. Eventually, those rules were fine-tuned to create the version of modern blackjack online we all love today.

How to Play Online Blackjack

When asking someone about how to play blackjack online, you’ll hear many people make the mistake of saying that the goal of blackjack is to have the value of your cards reach as close to 21 as possible without going over. But that’s technically incorrect. The goal of blackjack, which is to win money in return for what you wager, can only be achieved when you beat the dealer.

Keep in mind as we give you these online blackjack basics that there are many different blackjack games, in casinos and on the internet, that have slightly different characteristics. But for the sake of these instructions, we’re going to stick to the most common version of the game as you learn how to play online blackjack.

Blackjack Card Values

First, it’s important to know the point value of each card you can receive in a hand of blackjack online. Let’s take a look.

• Two = 2
• Three = 3
• Four = 4
• Five = 5
• Six = 6
• Seven = 7
• Eight = 8
• Nine = 9
• Ten = 10
• Jack = 10
• Queen = 10
• King = 10
• Ace = 1 or 11

Online Blackjack can be played with just a single gambler at a table against the dealer. Most tables house spots for as many as seven players.

In the case of land-based casinos, the dealer will deal cards to each player from a “shoe,” which is a kind of automatic card dispenser holding multiple decks. Each player receives two cards face up, while the dealer gets one card face up and one face down.

Winning or Losing a Blackjack Hand Online

There are three ways you can win a hand of blackjack.

1. End up with a value in your hand higher than the dealer without exceeding 21
2. End up with 21 based on the two cards that you’ve dealt before the dealer can make 21 with more than two cards
3. Have the dealer go over 21 with the value of his cards

When #1 or #3 occur, you’ll win the value of your bet. If example #2 occurs, which is known as a blackjack, you will be paid off at odds of 3 to 2. A “blackjack” can only occur with an ace (11 points) and a ten, jack, queen, or king (10 points) as the two cards you’re dealt.

In that case, you get your bet back but no real money winnings. That will occur also if you and the online dealer both have blackjack with your two-card deals.

You will lose your online blackjack wager if you end up with a lower point value than the dealer with neither of you going over 21. In addition, you’ll lose if the value of your cards eventually goes over 21, which is known as a bust.

Playing Your Blackjack Hand

When you receive your two cards, you’ll add up their value. For example, if you receive a king and a three, the value is 10 + 3, or 13.

After receiving the two cards, you’ll have several options to complete the hand.

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• Hit: You could add to your point total by asking for another card. Keep in mind that you can hit multiple times and keep doing this as long as you don’t go over 21 and bust.
• Stand: You can refuse any other action on your hand and stick with the point total you have. A stand, also sometimes called a stick or a stay, can happen after your two-card deal. Or you can stand at any point after you’ve just hit in a game of online blackjack.
• Split: If you receive two cards with the same point value on the deal, you can split them into two different hands. This requires doubling your original bet. When you split, you’ll receive another card for each of these two new hands then continue to play out the hands in any manner you wish.

• Double: You can double the size of your initial real money blackjack bet for the hand you’re playing. When you do this, you will receive just one more card from the dealer to complete your hand.
• Insurance: This is a separate wager of up to half of your original bet that guards against the dealer having 21 on his first two cards. An insurance bet pays off at 2 to 1.
• Surrender: This allows you to recoup half of your original wager and surrender the other half. You might surrender if you thought you had a poor hand compared to the online blackjack dealer.

Find out more about blackjack surrender and insurance here.

What the Online Blackjack Dealer Does

Once you’ve made your decisions and played out your part of the hand (and all other players at the table have too), the online dealer will complete their hand. The dealer’s only options are to hit and to stay. This process will begin once the dealer flips over the hidden card in their hand.

If the online dealer’s cards add up to less than 17, they must hit. At any point that the dealer’s cards add up to at least 17, they must stay. The dealer could bust as well if their value goes above 21 following a hit, in which case, you would win your hand as long as you haven’t busted yourself.

Keep in mind that the dealer can’t split, double, or do any of the other things open to the player. The dealer gains their advantage in online blackjack from the fact that the players don’t know the value of the hidden card. And the dealer also gets to play last, which means that they can win the hand based on the player’s busting first.

Online Blackjack Strategy and Tips

Blackjack Strategy Charts

When you play blackjack online with proper basic strategy, you greatly increase your chances of winning real money. Basic blackjack strategy is derived from computer simulations which show the ideal plays for every possible deal. This information is crucial when learning how to play blackjack online and winning more often.

These charts recommend whether you should hit, stand, or commit to any of your other options based on the two cards you receive on the deal and what card the dealer has showing. If you can memorize the information on these charts, you can improve your online blackjack odds and decrease the house edge.

Card Counting

Many blackjack players want to go beyond basic blackjack strategy. If you want to take this a step further, you might want to consider learning how to count cards in blackjack.

While counting cards does not always apply to every version of online blackjack, the idea behind card counting is that the gambler’s chances improve once certain cards with lower values have already been played and are out of the deck. By contrast, the dealer’s chances improve when more face cards (jacks, queens, and kings) and tens have been played.

Card counting only improves potential payback slightly and only if you do it right. Casual players might not find much use for learning how to count cards. But it can be a valuable tool for those who plan on making blackjack their regular casino game.

Online Blackjack Bankroll Management

You should also consider bankroll management in online blackjack to be an important part of your strategy. The smartest players know good online blackjack betting strategy and how much of their digital bankroll to devote to a given session. They also know when to call it quits, either because they’ve made a satisfying profit or because they’ve lost a certain amount.

Pick up Some Tips From Our Casino Blogs

Become a more well rounded online blackjack player by picking up some tips and tricks from the world of casino gambling. We have a wide variety of different casino blogs that are often related to playing blackjack online. Find out how to gain an edge over your favorite games today.

Ways to Play Blackjack Online

As we mentioned above, blackjack has become one of the most popular of all online gambling games. You can wager and win real money and enjoy gameplay that’s exactly the same as you would if you were in the casinos. Check out some of your options below.

Real Money Online Blackjack

You’ll find no shortage of blackjack online casinos offering up the chance to play blackjack online for real money. These online blackjack casinos often allow you to play the game through a browser, while some others might require a download. In any case, you should always check the rules for each particular online blackjack game to make sure you’re playing with the right strategy.

Blackjack Apps for Real Money

It’s a mobile world these days, and blackjack apps can provide you with the ultimate in gambling convenience. They allow you to play as long as you have a phone, tablet, or another connected device with you. You’ll find that both apps provide blackjack tips, offer free blackjack games, or are tied into blackjack online casinos that allow you to play for real money.

Live Dealer Online Blackjack

Many online blackjack games use simulated dealers that reshuffle the decks after every single deal. But games with live dealers who interact with players online are becoming more and more prevalent. Expert blackjack players prefer this style because card counting can be utilized.

Playing Blackjack Online in the US

Blackjack, for a long time, has been one of the most popular casino games in the United States. Whereas once upon a time that meant you’d have to go to Las Vegas or Atlantic City, that’s not the case anymore.

In the past few decades, most other states in the United States have legalized casino gambling. That means there’s probably a live blackjack table not too far away from where you live waiting for you.

As far as playing blackjack online for real money, that’s a bit trickier. Laws seem to be always changing concerning whether or not blackjack online casinos in the US are okay.

The most important thing you have to realize as a gambler is that you will not get prosecuted for gambling at blackjack online casinos. Instead, the hosts of the sites are the ones who assume legal responsibility for real money blackjack games.

At worst, you might find that your preferred method of payment is denied as you try to use an online blackjack casino. But since most legal casinos in the United States now have online operations as well, you really shouldn’t have too much trouble finding a real money online blackjack game that takes care of all your gambling needs.

FAQs About Playing Online Blackjack

• Can I Play Blackjack Online Without Knowing a Lot of Strategy?

  You can definitely play the game of blackjack online even if you don’t know too much about when to hit, when to stand, or any of the other options. And the great thing is that, in a short session, you can still get a lucky streak that can help you overcome your lack of blackjack strategy. But in the long run, you should really try to learn all the right plays if you want to maximize your potential real money winnings.

• What Are Some of the Differences Found in Online Blackjack Games?

  Depending on where you play, either online or in a casino, the game you find might have slightly different rules for blackjack that can affect play. Differences include:

  • The amount of decks in play
  • Varying blackjack split rules
  • Whether you can double on any two-card deal
  • Whether the dealer has to use to stay on a “soft” 17 (one achieved with an ace valued at “11”)
  • Whether a reshuffling machine or program is used

  These are just a few of the differences you might encounter. Each will have a slight impact on your blackjack odds online and in the casino.

• Blackjack card counting is technically not illegal in the sense that you won’t be arrested for it. In the case of land-based casinos, they are within their rights to try to stop you from doing it, either by shuffling the decks more often or simply asking you to leave. You have to know how to be subtle with your counting efforts to avoid this happening to you.

Start Playing Blackjack Online Today

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We hope that this blackjack guide will get you started on the road to many hours of gambling enjoyment with this game. You’ll find blackjack games online are not too difficult once you get the hang of it. But more important than that, you’ll start to realize just how lucrative the game of online blackjack can be if you, quite literally, play your cards right.

In short; There is no federal law against playing blackjack online. There are some states where it is declared illegal however prosecution would be extremely rare and would most likely be against any establishment rather than the player.

It is completely safe to play blackjack online for real money.

It’s often reported that playing blackjack online for real money is illegal in the US.

But is it really?

Let’s tackle this head on and resolve this confusing and commonly misunderstood issue.

So let’s get one thing straight:

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Playing Blackjack Online is NOT Legally Prohibited in Any Way by Federal Law

There is no law whatsoever against gambling online at the federal level which is a myth that has been established most likely from a misinterpretation of the Unlawful Internet Gambling Enforcement Act of 2006 which states:

The Act prohibits gambling businesses from knowingly accepting payments in connection with the participation of another person in a bet or wager that involves the use of the Internet and that is unlawful under any federal or state law (termed “restricted transactions” in the Act).

This is basically saying it’s prohibited for banks to knowingly accept transactions that are a result of an illegal online bet.

It does not in any way state that it is illegal for a player to participate in gambling online!

Another reason why some people may think it is illegal is the confusion of the Federal Wire Act which is related to sports betting and does not apply to whether online blackjack is legal since they are considered different forms of gambling.

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If you want to try playing blackjack online for real money, we recommend US players to visit Bovada casino.

Are There any State Laws which Explicitly Allow Online Blackjack?

Another reason why it’s confusing to determine whether it’s legal to gamble online is the fact that most states actually don’t have any specific laws which apply to online gambling in general.

If there is no specific law prohibiting online gambling then it is considered legal.

However there are three states that have explicitly passed laws specifically for allowing online gambling which are:

Interestingly, Nevada has allowed for online poker but have prohibited online casino gambling.

States Where Online Blackjack is Technically Illegal

1. Illinois
2. Indiana
3. Louisiana
4. Montana
5. Nevada
6. Oregon
7. South Dakota
8. Washington
9. Wisconsin

There are 9 states that have prohibitions against online casino gambling however it should be noted that the real target of these laws are the online casinos themselves and not the player.

The likelihood of being criminally charged is extremely low and even if you were it would most likely be considered just a misdemeanor

There is only one incident I have been able to find dating back to 2003 in North Dakota where a player, Jeffrey Trauman, plead guilty for placing a bet over $500 and was charged with a misdemeanor and subsequently fined $500. (source: https://digitalscholarship.unlv.edu/cgi/viewcontent.cgi?article=1146&context=grrj)

So for further clarity, let’s look at a table of all states so you can easily distinguish the laws of the state you reside in.

If You Are Unsure, Seek Legal Advice

When in doubt, seek professional legal advice: This website serves to provide players with advice and is not legally binding. Therefore, if you ever have more nuanced questions, do consider consulting a legal professional.

How would I deposit and withdraw money given the UIGEA and Where Can I Play?

The UIGEA has made it considerably more difficult for US residents to deposit and withdraw money from casinos. For example, e-Wallet services such as PayPal or Moneybookers, which are commonly used to transfer funds to/from casinos, usually will not work with US residents engaging in online gaming. We recommend US players avoiding these in general.

Most often, players from the US will be able to use debit cards, direct bank wire transfer, checks, and automated clearing house (ACH). The best method though is to use Bitcoin which is extremely quick and doesn’t have any excess fees. Read our complete guide on how to buy Bitcoin to deposit at a casino here.

For US residents outside of New Jersey, Nevada and Delaware, we recommend playing at Bovada or Betonline.

Related Reading

FAQ

The most recent prosection recorded incident occurred in 2003 where a player was fined $500 and charged with a misdemeanor.

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Offshore online casinos do not fall under US jurisdiction so we highly recommend sticking to well known brands such as Bovada or BetOnline.

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Pennsylvania has been the most recent state to legalize online gambling and it is expected that West Virginia will be following suit by 2021.

Yes. Since they are located offshore, they do not have to abide by the restrictions made by the UIGEA

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Yes, but as with participating in any service online, it is up to you to do your own due diligence before making any wager. While we can recommend reputable various online casinos to play at, we insist that you read the terms and conditions at any online casino so you know exactly what is involved.